Life Insurance Coverage
- Death Benefit
- Income Replacement
- Education Support
- Everyday Expenses
- Flexible Plans
LIFE INSURANCE
Peace of mind today, security for tomorrow. Life insurance helps you shield your loved ones from financial stress and keeps their future secure.
Peace of Mind
Affordable Premiums
Customizable Plans
Quick & Easy Application
Frequently Ask Questions
Life insurance is a contract that provides financial protection to your loved ones in the event of your passing. Your beneficiaries receive a lump-sum payment (death benefit) to help cover expenses and secure their future.
Life insurance ensures your family won't face financial hardship after you're gone. It can cover daily expenses, debts, education costs, and long-term financial security.
It depends on your income, debts, dependents, and future financial goals. A common rule of thumb is 10–15 times your annual income.
It generally covers death due to natural or accidental causes. Some policies also offer riders for critical illness, disability, and accidental death benefits.
Most policies exclude suicide (within the first 1–2 years), deaths from criminal activities, and undeclared pre-existing conditions.
Premiums depend on your age, health, lifestyle, coverage amount, and policy type. Younger and healthier individuals usually get lower premiums.
Some policies require a medical exam, while others offer simplified or no-exam options with adjusted premiums.
Yes, many policies allow you to upgrade or add riders as your needs change, though this may require a new application or health check.
Your policy may lapse, meaning you lose coverage. Some policies with cash value may allow partial withdrawals or use the accumulated value to pay premiums.
Your beneficiaries need to file a claim with the insurer, provide necessary documents (like a death certificate), and then the insurer processes the lump-sum payout.
CONTACT US
4-1680 Ellice Avenue Winnipeg Manitoba R3H 0Z2
Email: [email protected]
Contact Number: +1236-309-1788
ABOUT US
Hello, I’m Maydelyn Mercado, an Independent Life Insurance Advisor based at Greatway Winnipeg Office, 4–1680 Ellice Ave., Winnipeg, MB. Licensed in Alberta, Ontario, New Brunswick, and Prince Edward Island, I’m committed to guiding individuals, families, and small business owners toward financial security and lasting peace of mind.
My journey began when I immigrated to Canada in 2009 with dreams of a brighter future. From working as a daycare assistant to becoming a licensed nurse, I learned the value of resilience and determination. But I soon realized that true freedom and growth extended beyond nursing. That realization led me to the world of life insurance and financial empowerment.
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